Mobile Financial Solutions

Three Technologies, 3 Banking Use Cases

In the midst of the black swan year 2020, technological evolution continued at a steady pace, and so were the applications of such technologies. Plentiful banking use cases were put…
Yogesh Joshi
9th January 2021
Mobile Financial Solutions

Taking a Quantum Leap in Digital Banking

Background In the 1970s, the first home computer was introduced. Almost two decades later, the World Wide Web (www) made its debut, thus ushering in a revolution that enabled universal…
Yogesh Joshi
3rd December 2020
Mobile Financial Solutions

Five Ways to Extend Mobile Money Penetration in Rural Areas

Financial inclusion is rising rapidly. According to the World Bank, globally, 69 per cent of adults or 3.8 billion people held an account at a financial institution in 2017, up…
Mohit Bhargava
8th October 2020
Mobile Financial Solutions

The Platform Component Concept Model

The Key Characteristics of Platform Components Built first and then reused forever: Should be built agnostic of specific business needs and then used for addressing business needs Externally programmable: Must…
Manan Malhotra
15th September 2020
Mobile Financial Solutions

Engineering the Next Gen Digital Banking and Payments Platform

Over the past few years, payment digitalization has grown exponentially.  From utility payments, insurances, microfinance, loyalty and many more financial use cases, digital banking and payments platforms are now processing…
Vishnu Kumar
15th September 2020
Mobile Financial Solutions

Digitizing the Future of Development

Fortuitous circumstances led me to visit the United Nations during the General Assembly week not too long ago. I was amongst the privileged few to participate as a panelist at…
Srinivas Nidugondi
26th November 2019
Mobile Financial Solutions

Robo Advisory in Payments

Algorithms and not humans are the future of wealth management, as robo-advisors are beginning to assert themselves and evolve the financial space. According to the research conducted by Business Insider,…
Comviva
26th March 2018
GeneralMobile Financial Solutions

Bridging the Financial Gender Gap through Mobile Money

According to the World Bank's Global Findex database, 62 percent of adults (age 15+) across the world have access to formal financial structure i.e. having account with banks, microfinance institutions…
Ritvik Sinha
8th March 2018
Mobile Financial Solutions

Empowering Displaced and Refugees with Mobile Money

The world is experiencing one of the biggest refugee and displacement crises in its history. According to United Nations High Commissioner for Refugees (UNHCR), the number of displaced people is…
Mohit Bhargava
2nd June 2017
Mobile Financial Solutions

#SDG4: Leveraging mobile money for quality education

  Delivering inclusive and equitable quality education is fourth amongst the seventeen Sustainability Development Goals (SDG) charted by the United Nations. The vision is to ensure that by 2030 all…
Mohit Bhargava
25th May 2017
Mobile Financial Solutions

Mobile Payments takes Centre stage at the Mobile World Congress 2017

Like its predecessors, the 2017 edition of the Mobile World Congress (MWC) didn’t fail to impress. Over 108,000 visitors gathered in Barcelona to air and share their views on the…
Srinivas Nidugondi
20th April 2017
Mobile Financial Solutions

What Makes Mobile Money Tick ?

Mobile money has played (and continues to) a key role in deepening financial inclusion. According to data on global financial inclusion released by The World Bank Group, mobile money services are…
Christophe Erny
4th April 2017
Mobile Financial Solutions

Digital Wallets’ “Black Swan” Moment

Is cash set to abdicate its throne in India? It wouldn’t be an understatement, especially given the recent furore over demonetization in the country! Without trying to sound too ironic,…
Srinivas Nidugondi
22nd December 2016
Mobile Financial Solutions

Will NFC have an impact in the african mobile payments space?

NFC technology already supports huge amounts of mobile payments around the world.  Ovum forecasts that the number of consumers using it will hit 939 million by 2019 (in 2015 it…
Srinivas Nidugondi
8th December 2016