Mobile Financial Solutions

The Platform Component Concept Model

The Key Characteristics of Platform Components Built first and then reused forever: Should be built agnostic of specific business needs and then used for addressing business needs Externally programmable: Must…
Manan Malhotra
15th September 2020
Mobile Financial Solutions

Engineering the Next Gen Digital Banking and Payments Platform

Over the past few years, payment digitalization has grown exponentially.  From utility payments, insurances, microfinance, loyalty and many more financial use cases, digital banking and payments platforms are now processing…
Vishnu Kumar
15th September 2020
Mobile Financial Solutions

Digitizing the Future of Development

Fortuitous circumstances led me to visit the United Nations during the General Assembly week not too long ago. I was amongst the privileged few to participate as a panelist at…
Srinivas Nidugondi
26th November 2019
Mobile Financial Solutions

Robo Advisory in Payments

Algorithms and not humans are the future of wealth management, as robo-advisors are beginning to assert themselves and evolve the financial space. According to the research conducted by Business Insider,…
Comviva
26th March 2018
GeneralMobile Financial Solutions

Bridging the Financial Gender Gap through Mobile Money

According to the World Bank's Global Findex database, 62 percent of adults (age 15+) across the world have access to formal financial structure i.e. having account with banks, microfinance institutions…
Ritvik Sinha
8th March 2018
Mobile Financial Solutions

Empowering Displaced and Refugees with Mobile Money

The world is experiencing one of the biggest refugee and displacement crises in its history. According to United Nations High Commissioner for Refugees (UNHCR), the number of displaced people is…
Mohit Bhargava
2nd June 2017
Mobile Financial Solutions

#SDG4: Leveraging mobile money for quality education

  Delivering inclusive and equitable quality education is fourth amongst the seventeen Sustainability Development Goals (SDG) charted by the United Nations. The vision is to ensure that by 2030 all…
Mohit Bhargava
25th May 2017
Mobile Financial Solutions

Mobile Payments takes Centre stage at the Mobile World Congress 2017

Like its predecessors, the 2017 edition of the Mobile World Congress (MWC) didn’t fail to impress. Over 108,000 visitors gathered in Barcelona to air and share their views on the…
Srinivas Nidugondi
20th April 2017
Mobile Financial Solutions

What Makes Mobile Money Tick ?

Mobile money has played (and continues to) a key role in deepening financial inclusion. According to data on global financial inclusion released by The World Bank Group, mobile money services are…
Christophe Erny
4th April 2017
Mobile Financial Solutions

Digital Wallets’ “Black Swan” Moment

Is cash set to abdicate its throne in India? It wouldn’t be an understatement, especially given the recent furore over demonetization in the country! Without trying to sound too ironic,…
Srinivas Nidugondi
22nd December 2016
Mobile Financial Solutions

Will NFC have an impact in the african mobile payments space?

NFC technology already supports huge amounts of mobile payments around the world.  Ovum forecasts that the number of consumers using it will hit 939 million by 2019 (in 2015 it…
Srinivas Nidugondi
8th December 2016
Mobile Financial Solutions

Bending the Gender Gap with mobile money

From times immemorial women have been fighting against various prejudices and repressions in society to get their voice heard and better their lives. In the last century many women have…
Mohit Bhargava
25th November 2016
Mobile Financial Solutions

Kick-starting the Mobile Wallet Revolution in the GCC Region

Over the past few years, the mobile payments industry has certainly made its presence felt on the global stage. As per data released by Statista, in 2011, the number of…
Srinivas Nidugondi
29th June 2016
Mobile Financial Solutions

Dial M for Governance

Good governance is about people: of the people, by the people, for the people. With more people armed with mobile and internet, governance also needs to go digital. While digital governance…
Mohit Bhargava
26th April 2016