payPLUS adopts an integrated view of the entire ecosystem of banks, telcos, merchant acquirers, merchants, and consumers

payPLUS empowers merchant partners with a unified payment acceptance platform that enables the acceptance of any payment instrument across multiple channels. payPLUS offers a unified interface for merchants and acquiring entities to manage all instruments, channels and technologies through a single interface.

payPLUS is geared to extract the most out of the recent policy changes with its merchant self-onboarding functionality which significantly lowers the onboarding cost and allows the merchant to start accepting payments by downloading the application.

Who is payPLUS for

A One-stop Shop for All Payment Acceptance Needs

payPLUS empowers merchant partners with a unified payment acceptance platform that enables the acceptance of any payment instrument across multiple channels.

payPLUS for Acquirers

Acquirers need a unified payment interface to manage all payment instruments & channels on a single interface. They can provide their merchants self-onboarding functionality which significantly lowers the cost and allows the merchant to start accepting payments by downloading the application and also provide a Merchant Management, Reconciliation System and value add modules like Invoice payments, Fraud Management system etc.

payPLUS for Merchants

Merchants would need a solution like payPLUS when they are looking to reduce their costs (minimise MDR through smart routing thereby increase success rates), tighten control over UI (by owning a seamless checkout process) and to have the ability to add payment instruments and channels without having dependency on payment gateways apart from providing a Reconciliation System and value add modules like Invoice Payments and more.

payPLUS for PSPs

PSPs would need a solution like payPLUS for their Merchants when they are looking to reduce costs (minimize MDR through smart Routing, increase success rates), tighten control over UI (by owning a seamless checkout process); & to have the ability to add payment instruments without having dependency on payment gateways apart from providing a Reconciliation system and value add modules like “invoice payments”, etc.

Key Features & Benefits

A Flexible and Customizable Offering

payPLUS is built over an extremely flexible and adaptive architecture that allows merchants to configure it to fit businesses of any nature, size, scale and hierarchy.

Complete One-Stop Payment Solution

payPLUS provides the whole 9 yards for acquirers, digital merchants & PSPs including Complete Merchant Management system supporting N-level Hierarchy & paperless on-boarding ,Payment instrument management system, checkout forms module providing seamless payment presentation layer, fraud management system via partners and more – pls check punctuation and case

Smart Routing

Rules based dynamic Routing system that ensures high success rates at lower MDRs

Invoice Payments

Securely generated web addresses which allow customers to make payments using all of merchant’s supported payment method ranging from cards to NB to Wallets & beyond. This also works for over the counter transactions where customer is present and can also be scheduled by larger merchants for their recurrent customers

Rules Based Reconciliation

Automatic to semi-automatic recon system providing a console to set recon rules at pre-decided frequencies. Recon ranging from, recon between merchant transaction record & PSPs settlement data level to Acquirer’s merchant settlement data to Issuing bank settlement data

50000

Merchants Supported

200

cities and towns covered in India

10000

Wireless Devices Supported

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RECENT AWARDS

India Technology Award (Code Studio 2019)

Comviva won the India Technology Award (Code Studio 2019) in the Best Technology Provider for Financial Technology (FinTech) Services for our PayPLUS Unified Payment Acceptance Solution.

EXPLAINER VIDEO

What is PayPLUS’s Unified Payment Acceptance

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