Awarded for payPLUS Unified Payment Acceptance solution

New Delhi, India – 20 June 2019: Comviva, the global leader in mobility solutions, announced that its payPLUS Unified Payment Acceptance solution has won the inaugural ET-Government DigiTech Award in the ‘Best Initiative in Digital Payments’ category. The awards, hosted by The Economic Times, were presented during the DigiTech Conclave and Awards in Hotel Hyatt Regency, New Delhi. The event was held to announce the launch of and was chaired by Honorable Vice President of India, Shri M Venkaiah Naidu.

payPLUS Unified Payment Acceptance solution is a white-label platform that aims to simplify life of merchants and merchant acquirers at a time of increasing complexity in the digital payments world. For merchants, payPLUS provides a single application for accepting multiple digital payments instruments such as cards, digital wallets, QR Code based payments, Unified Payments Interface (UPI) and Biometric payments like Aadhaar Pay across channels such as in-store, app & web. With a single application for multiple payment instruments, merchant just need to remember one username and password. More importantly, payPLUS simplifies reporting and reconciliation. Merchant gets a single dashboard view of his sales through all digital channels allowing him to take quick and informed business decisions.

For merchant acquirers and banks, payPLUS provides a unified merchant & transaction management portal on the back end simplifying operations. payPLUS provides self on-boarding functionality, which significantly lowers the on-boarding cost and allows the merchant to start accepting payments by just downloading the app. payPLUS has been commercially deployed by one of the leading 4G mobile operators in India for their merchant app.

Speaking on the win, Srinivas Nidugondi, COO, Mobile Financial Solutions at Comviva said “We are delighted to receive the ET Government DigiTech award. We introduced the payPLUS Unified Payment Acceptance platform to make it easier for the merchants to manage multiple digital payment services and with the belief that technology should make things simpler not more complicated. The solution is getting good traction in the market as it unifies multiple digital payment instruments into single app and brings benefits to both the merchants as well as their acquirers. This win validates that payPLUS is a well thought through and right solution for today’s digital payment market.”

In addition to payPLUS, Comviva is transforming the contactless payment experience in India through its mobiquity® Wallet product. mobiquity® Wallet leverages Host Card Emulation (HCE) and Tokenization enabling banks to deliver quick and secure contactless payment experience to their consumers. HCE enables the customer to have a digital version of credit or debit card in mobile phone and use it at eligible POS machines, thus eliminating the need to carry the physical credit or debit card. Tokenization ensures that payments are carried out in a secure manner, as the actual card details are hidden while the transaction is being processed. In order to pay, the consumer has to wave their smartphone over a NFC-enabled merchant POS. mobiquity® Wallet uses tokenization to make each and every transaction safe, generating a unique one-time use cryptogram, which is encrypted and sent to merchant’s point of sale device. As the card details are not shared during the transaction process, the transaction is highly secure.

Comviva is one of the pioneers in contactless payments in India as it enabled a leading private sector bank to launch the country’s first HCE-based contactless payments in 2016. Currently, Comviva is deploying mobiquity® Wallet at one of the largest payment solutions provider in the country and is in talks with number of banks to enable them to launch HCE-based contactless payments. mobiquity® Wallet is a multi-TSP (Token Service Provider) solution, readily integrated and certified for usage with Visa’s VTS and Mastercard’s MDES solutions, and provides support for any other TSP, using a single proprietary SDK, across devices including wearable devices. Comviva is also in the process of providing support for other schemes like RuPay and American Express, to increase acceptability of the solution across more issuers and regions. The solution is also looking to support further use cases like in-app payments, consumer and merchant initiated QR payments, in its endeavor to make all forms of digital payments seamless and secure.

About Comviva Technologies

Comviva is the global leader of mobility solutions catering to The Business of Tomorrows. The company is a subsidiary of Tech Mahindra and a part of the $21 billion Mahindra Group. Its extensive portfolio of solutions spans digital financial services, customer value management, messaging and broadband solution and digital lifestyle services and managed VAS services. It enables service providers to enhance customer experience, rationalize costs and accelerate revenue growth. Comviva’s solutions are deployed by over 130 mobile service providers and financial institutions in over 95 countries and enrich the lives of over two billion people to deliver a better future. For more information, please visit

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Sundeep Mehta
Global PR & Corporate Communications
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Comviva is the global leader of mobile solutions catering to The Business of Tomorrows. The company is a subsidiary of Tech Mahindra and a part of the $21 billion Mahindra Group. Its extensive portfolio...