Unlocking Credit Where It’s Needed Most
Traditional financial systems leave over 2 billion people behind, especially across Africa, Asia, and Latin America. YABX is changing that.
Built as a mobile-first lending platform, YABX uses alternative data and intelligent automation to unlock credit for those overlooked by banks. No paperwork. No waiting. Just instant, accessible, and secure digital lending tailored for real lives.
Intelligent Features for Credible Digital Experiences
Smarter
YABX harnesses AI-driven credit scoring and alternative data to see beyond conventional risk models. This helps financial institutions reach the remaining 80%, those previously invisible to traditional banking systems.
Faster
End-to-end automation powers a seamless lending experience. From application to approval, everything happens in real time without human error or manual bottlenecks.
Inclusive
Bank account? Optional. Fancy smartphone? Not required. YABX is built to serve even the most digitally disconnected customers by focusing on behavioral data and mobile footprints, not documents or status.
Who's It For
Banks and Financial Institutions
Looking to expand reach without increasing risk
Mobile Network Operators
Aiming to offer financial services to their users
Emerging Market Innovators
Who want to drive real-world impact