mobiquity® Pay is a feature rich, robust, scalable & flexible platform
The platform is hollistic and serves consumers, service providers and their partners alike. We facilitate digital payments for all customer segments through all form factors and modes (USSD, QR codes, NFC, etc.). Consumers can securely make merchant payments, pay bills, and send or receive money along with having access to micro-financial services such as savings, loans and insurance.
Businesses and governments can credit salaries, disburse cash subsidies, relief aid, and make other bulk payments. mobiquity® Pay is built on micro-service based architecture to achieve greater agility, time to market, and fetch a higher value from fast-changing digital business models and services.
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Features and Functionalities
Unparalleled Expertise
By revolutionizing the lives of over 120 million customers around the globe, Comviva’s mobiquity® Pay has transformed the way customers save, borrow, transfer and spend money.
Comprehensive Payment Solution
- Technology agnostic payments solution: From a millennial paying in-store using Tap n Pay to a worker sending money to his family through USSD, mobiquity® Pay empowers consumers to perform all types of cashless payments for their needs through channels including mobile application, QR Codes, NFC, USSD, among others.
- Closed-loop and Open-loop payments: Modern-day consumers maintain a range of payment instruments for varied needs. Using mobiquity® Pay, consumers can manage all their payment instruments from their mobile phones to carry out proximity and remote payments. mobiquity® Pay provides wallet-linked companion cards to carry out closed-loop payments and has partnered with Visa and Mastercard for open-loop payments.
Launch, Monetize, Optimize New Services
- Launch New Services 80% Faster: With a focus on winning customers through differentiated experience, service providers are continually launching new services. mobiquity® Pay can boost them to rapidly create and launch new services by cloning and modifying existing business processes, launching a new service 80% faster.
- Monetize Through Dynamic Pricing: Mobile money providers can frequently revise pricing and run new promotions to gain a competitive advantage. mobiquity® Pay provides the flexibility to set pricing and commission amounts based on multiple parameters, such as the customer’s profile, location, etc.
- Optimize System Performance: mobiquity® Pay offers a highly scalable and reliable platform built using micro-services. The platform is cloud-native, auto-scalable and highly available. It allows automated recovery with a liveliness probe. It also offers load regulation with a graceful shutdown and readiness probe. It also supports 100% automated deployment with zero downtime
Faster Time-to-Market
- Drive Innovation With Open APIs: mobiquity® Pay expedites rapid service expansion for developers and third-party service providers by providing open APIs to enable integration with the mobile money ecosystem. This further provides customers with a wide range of offerings from these third-party providers.
- Seamless Integrations: Supporting over 1000+ integrations across our deployments, mobiquity® Pay provides technology teams with a middleware layer to enable faster third-party integrations, reducing the go-to-market time by around 30%.
REASON TO CHOOSE
Global leadership and reach as the largest mobile money provider by deployment, registered customers and transactions
REASON TO CHOOSE
Driven by innovation to delivery many firsts like –
- MasterCard Companion Card in Africa
- Closed-loop NFC merchant payments in Africa
- Domestic interoperability between mobile financial services in an African country
- International remittance services in North Africa, South Asia and central America
- Mobile money service for unbanked in Western Europe
REASON TO CHOOSE
Deep industry expertise with knowledge of country-specific regulations
REASON TO CHOOSE
Worked with Gates foundation to develop standard Open APIs specification enabling mobile money interoperability
REASON TO CHOOSE
Right ecosystem of partnerships like-
- Visa
- MasterCard and
- Western Union
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Key Use Cases
Transform the way your customers save, borrow, transfer and spend money
Covering a wide spectrum of payment services extending from financial inclusion to financial enrichment, mobiquity® Pay provides a variety of use cases to customers which range from peer-to-peer money transfer to merchant payments to bill payments and also include the following:
Merchant Payments
Bill Payments
Financial Aid distribution
International remittances
Companion Cards
Government Payments
Savings Club
Micro-Savings Account
Mobile Ticketing
Social payments
Short-term small-value loans
Micro-insurance
CUSTOMER TESTIMONIALS
Success with Comviva
RELATED RESOURCES
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Analyst Mention
Comviva mentioned as a key technology provider in four Hype Cycle reports by Gartner
RECENT AWARD
Comviva wins GLOTEL (Global Telecoms) Awards 2019
Winner in Mobile Money Mastery category for AsiaHawala powered by mobiquity® Money.
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Leadership Talk
How Technology Ought To Be Leveraged To Positively Impact People’s Lives
See Video by Srinivas Nidugondi, Executive Vice President & Chief Operating Officer, Mobile Financial Solutions