Scalable. Flexible. Robust.
mobiquity® Pay X.10 is most secure, scalable, and robust, designed for growth and engineered for performance. It features a flexible mobile app framework for rapid rollouts and dynamic UI updates. With fortified security, real-time AI operational intelligence, and powerful backend upgrades, it delivers intelligent user lifecycle management, dynamic monetization, and smarter, safer transactions.
Experience precision, trust, and control at scale!
Intelligent Features for Credible Digital Experiences
Security 1st Architecture
Passed every major audit with zero CHM vulnerabilities. From VAPT, SAST to DAST and SCA, this is defence in depth done right.
Real-Time AI Powered Operational Intelligence
With 80+ new OAM metrics and embedded AI Ops, gain unprecedented visibility into system health, authentication performance, and service-level behaviour — in real time.
New Mobile App Framework
SDUI powered mobile experiences enabling faster rollouts, lighter apps and dynamic UI updates without code changes.
Unmatched Performance & Scalability
mobiquity® Pay brings powerful backend upgrades — JDK 21, Spring Boot 3.4.5, Kafka-based async flows, Secure token APIs, Redis caching, OLAP audits and NiFi-driven integrations — all designed for performance, control and compliance at scale.
Intelligent User Lifecycle Management
Enabling dynamic identity management, flexible access control and granular credential policies — backed by hierarchy-level admin visibility and control.
Dynamic Monetization
Reimagine revenue strategy with our enhanced Pricing Engine, now equipped with Remote Vs. Onsite detection, Milestone-Based Incentives, and Rule-Based Commissions across intermediaries.
Smarter, Safer Transactions
Simulate transaction before executing, auto-reverse failed flows, enable PIN-less trusted flows, seamless transactions using global bank account identifiers and much more — all designed for precision and trust!
Why Choose mobiqiuity® Pay X.10?
Strategic Foundation
Designed to support complex financial workflows and seamless integrations across diverse environments.
Global Leadership
With over 90+ deployments in 50+ countries, mobiquity® Pay is a trusted partner in digital finance.
User-Centric Innovation
Every feature is crafted to enhance user experience, operational efficiency, and business agility.
Proven Impact
One of our successful go-lives in Peru with a FinTech leader processed over 313,000 transactions in 30 hours, showcasing unmatched reliability and scalability.
Future-Ready Architecture
Built to adapt, innovate, and lead in tomorrow’s digital economy.
Selected by top operators and media providers around the world
Credible Impact
Enabling Africa’s Financial Inclusion with Mobile Money
One of the fastest growing unicorns that enables over 31.5 million people with access to mobile money services in 14 countries
Read More
Powering Unicorns: How Mobiquity Pay Enables $100Bn+ in Transactions
Driving Financial Inclusion Across Africa with Mobile Money Innovation
Read More
Seamless Payments for a Leading Indian Private Bank with Tap & Pay
Comviva’s Token Vault utilizes tokenization, a security measure that replaces actual card details with unique digital tokens during transactions.
Read MoreResources
FinTech Pulse By Comviva – Episode 1
FinTech Pulse By Comviva – Episode 3
FinTech Pulse By Comviva – Episode 4
Cleaner Code: Tackling Arrowhead Anti-Pattern
Enhancing pod-to-pod (internode) security in Kubernetes infrastructure
Optimizing Redis Memory Usage and Performance with Encoding and Compression in Java
Use Cases
Merchant Payments
Enables secure offline and online transactions via QR codes, NFC, and companion cards for businesses of all sizes.
Bill Payments
Allows users to pay bills instantly via mobile wallets, offering flexible installment options for better financial management.
Financial Aid Distribution
Supports humanitarian aid programs by digitizing cash disbursements for transparency and efficiency.
International Remittances
Reduces costs and speeds up cross-border money transfers with instant notifications.
Companion Cards
Links mobile wallets to physical cards for seamless in-store payments and ATM withdrawals.
Government Payments
Digitizes salary disbursements, eliminating inefficiencies and fraud in payroll systems.
Savings Clubs
Helps users pool funds securely, fostering financial inclusion and bridging gender gaps in savings access.
Micro-Savings Accounts
Provides instant, fee-free savings accounts with competitive interest rates for financial security.
Mobile Ticketing
Revolutionizes public transport payments, reducing costs and wait times for commuters.
Social Payments
Integrates with social media for direct, real-time peer-to-peer transactions.
Short-Term Loans
Offers micro-loans for businesses and individuals, providing quick access to working capital.
Micro-Insurance
Ensures affordable coverage for health, life, and business protection, enhancing financial resilience.
Key Impact
90+
Deployments making us the largest mobile money provider globally
50+
Countries where Mobiquity Pay is deployed
140+
Million registered customers
7Bn+
Transactions processed annually
1Bn+
Daily transactions through 7Bn+ transactions
350Bn+
Annual transactions
The latest from our desks
The Evolution of Digital Payments
Compete Or Collaborate?
Frictionless Yet Secure !!!
mobiquity® Pay – World’s leading Digital Wallet & Payments Platform
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