Don't stop at conversion. Build value that compounds.
Refund delays, fragmented gift cards, dormant customers and friction-filled checkouts quietly erode revenue.
A closed-loop wallet brings it all under one roof — instant refunds, smart bonuses, behaviour-driven loyalty and developer-friendly APIs that plug into your existing stack.
One Wallet for Revenue, Loyalty & Experience
Engage dormant customers, retain new ones, and never let a revenue moment slip.
Instant Wallet Issuance
Plug-and-play APIs issue wallets to every user with smart lifecycle management.
Offer & Cashback Engine
Configure bonus, cashback and dormancy rewards via a configurable rules engine.
Instant Refunds
Credit refunds to wallet on the spot — eliminate days-long payment-rail delays.
Purpose-Driven Balances
Segment wallet funds by use case — gift card balance, cashback, loyalty credits — each with its own rules and expiry.
Closed-Loop, Compliance-Ready
Prepaid value inside your ecosystem — no PPI complexity or regulatory approval required.
Unified Admin & Analytics
One dashboard for wallet programs, lifecycle, transactions and reports.
Built for retention, measured in revenue.
Every feature ladders up to a measurable business outcome — LTV, CAC, conversion, ops cost.
Lifetime Value Uplift
Repeat purchases via instant refunds and credit-back-to-wallet flows.
Reactivate Dormant Users
Smart, rules-driven nudges bring lost customers back without a discount war. Shows missed, unused and utilised rewards — with history and proactive nudges.
Frictionless Checkout
Smart wallet debit on purchase with prioritised use of earlier-expiry balances.
Lower Customer Acquisition Cost
Welcome bonuses + referrals expand your base at a fraction of paid-media cost.
Cut Payment Acceptance Costs
Reduce reliance on cards and other costly payment instruments by steering spend through your closed-loop wallet.
Fully Customisable Experience
White-label UI/UX so the wallet feels like a native part of your product.
Delivers Scale
Powerful toolkit to customise your payment suite and get started instantly.
Navigate global complexities and scale without borders.
Accelerate rollout with zero infrastructure overhead — simple, flexible, usage-based pricing.
Deliver next-gen payment experiences to your users.
Meets Organisation KPIs
Product & Tech CXOs
• Reliable, High-Performance Payments • Seamless API & SDK-Led Integration • Brand-Native Payments Infrastructure
Growth & GTM
• Revenue-Optimised Smart Routing • Frictionless Campaign Performance • Loyalty & Instant Reward Acceleration
Ops, Finance & CX
• Focus on Revenue, Not Support Tickets • Operational Efficiency & Cost Control • Instant Refunds & Gamified Customer Delight
Key Impact
31% or 1.3x
Higher spends from users with Active wallet
90%
Savings on product build & maintenance
25–30%
Unistalls happen within 24 hours. Instant wallet creation & cashback stop the dropoff.
Frequently Asked Questions
Everything you need to know about the closed-loop wallet.
A closed-loop wallet is a prepaid value store that operates within a single brand’s ecosystem. Unlike open-loop systems (Visa, UPI), funds can only be spent with that brand — giving you full control over the experience, economics and compliance.
UPI and PPI wallets are open-loop — regulated as payment instruments, usable anywhere. A closed-loop wallet is a prepaid credit store within your product — no PPI licence required, no RBI complexity, and fully customisable.
Most integrations go live in 4–6 weeks using our plug-and-play APIs and SDKs.
Yes. The platform supports gift card balances, referral credits, cashback, and welcome bonuses — each as a separate, rule-driven balance type within the same wallet.
By nudging users towards unutilised balances, surfacing missed rewards, and enabling instant refund-to-wallet flows that drive repeat purchase behaviour.
Yes. The wallet is built on bank-grade security infrastructure with full audit trails, lifecycle controls and configurable compliance rules.